How to Choose the Best Credit Cards for Your Needs
How to Choose the Best Credit Cards for Your Needs
Blog Article
Steps to Select the Best Credit Cards for Your Lifestyle
Understanding the credit card perks options can be daunting with so many selections available, each offering different miles, cashback, and bonuses. We've optimized the process to assist you in beginning in less than 5 minutes, with ongoing monitoring so that you are always kept updated if there are more suitable options for you.
**Understanding Your Spending Habits**
The first step is to understand your monthly expenses across different categories such as:
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- E-commerce
- Wireless transactions
- Restaurant spending
- Overseas spending
- Miscellaneous expenses
This information helps us gain insight into your spending patterns and recommend the optimal collection of credit cards based on your spend.
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**Personalized Credit Card Recommendations**
Next, our automated tool compares your spending patterns with our collection of credit cards to calculate the potential rewards you could earn from various credit cards, considering factors like reward rates, caps, and exclusions.
We keep a current repository of credit card offers from all key financial players in Singapore, including reward and discount cards as well as Enrollment Offers.
We also suggest options for further optimization such as only filtering cards by banks or fee-waived cards initially.
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**Dynamic Tracking and Advice**
Since card benefits can change over time, our platform continuously updates its recommendations based on your spending and informs you of changes to your selection to maximize your rewards collection. This proactive method ensures you always have the optimal selection to gain the most advantages.
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